Privacy & Data Policy

Your personal and financial data is encrypted end-to-end. We never share your information with third parties without explicit consent. All chat sessions are retained for 30 days for audit purposes as mandated by RBI Digital Banking Guidelines 2023.

Digital Banking Rules

This AI assistant provides information and account insights only. No financial transactions (transfers, deposits, withdrawals) can be processed via this interface. For transactions, use the NovaBanq Mobile App, NetBanking, or visit your nearest branch.

Account Terms

Interest rates displayed are indicative and subject to change without prior notice. All rate representations comply with RBI Master Circulars on Interest Rate Policy. *Conditions apply on all offers shown.

AI Disclosure

You are interacting with an AI system powered by multiple specialized agents. Responses are informational. For financial advice, consult a certified NovaBanq relationship manager.